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Tuesday, 19 June 2012

THE CREDIT UNION (CU)


CREDIT UNION (CU)

credit union


CU provides various financial services to its members. CU only works for the member’s profit. CU is a member owned financial service which helps their members in saving their money. CU also provides a service to support community development. CU offers many services as other banks or financial institutions but CU is different from other financial institutions for many reasons.

Various Aspects of CREDIT UNION (CU)


Not-For-Profit status

Not-For-Profit status in CU describes that CU is not for profit service. It means CU provides affordable financial services to its members and various communities. Any savings of CU members or any earning of money by credit union is returned in the form of low rates loan. It does not means that CU is taking any type of donation, fund from members; CU is a service in which how members keeps savings.


Member-Owned-Financial-Service

credit union cu

CU has various members and every member is owner of credit union because all members become owners by opening their saving accounts in credit union. Credit union helps members to save their earnings in a community. Also, in a community, one member’s savings helps other members in a role of CU survive.


Credit-Union-Service-Social-Purpose

The main purpose of credit union is to help people and not to make any type of profit. All types of members in CU are important. The main target of CU is to help members without any fees.

Full-Insured-Money

Credit union is a best and ideally suited choice in financial matters. Credit union commits your money at a safer place.

Corporate Credit Union

Generally, credit union provides services only to a single consumer or community but corporate credit unions are different from other credit unions. It is also known as central credit union. Corporate credit union provides services to other credit unions for the support and delivery of product. Corporate credit union is the largest credit union in all the credit unions. Corporate credit unions hold other credit unions.


Photo Credit: ofertadempleo.es 

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